Mortgage Interest Rates Prediction 2024. Expect prime rate at 6.2% by the end of 2024 and 5.45% by the end of 2025. Newly released projections by members of the fomc have the fed funds rate falling to an estimated 4.6% in 2024.

Mortgage interest rates in 2024. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2024.